Life Insurance For Seniors In New Jersey

If you are an older person or are an adult child who has elderly parents, one thing you might be stressed out about is shopping for life insurance. You probably understand just how important it is to have coverage for final expenses, but you might worry about not getting approved. You might also worry that you coverage will be expensive.

Luckily, there are guaranteed acceptance life insurance options for all seniors, including seniors over 80 in New Jersey. If you’re ready to start shopping for whole or term life insurance for seniors, we can help you compare quotes with our easy-to-use online tool.

Final Costs for Seniors in New Jersey: A Few Averages

First of all, you should think about how expensive your final expenses will be for your family members. You have to think about funeral expenses, credit debt, your mortgage payoff and any lingering medical bills. For example, these are some of the average costs of funerals for people who live in New Jersey:

  • Average Funeral Cost in New Jersey: $7,000 to $14,000
  • Average Cremation Cost in New Jersey: $4,000 to $10,000
  • Average Cost of Cremation with No Services: $3,000

You probably don’t want your family members to have to shoulder this type of burden when you pass away. Luckily, securing a policy now will help ensure that all of your final costs are covered.

Life in New Jersey: A Few Statistics


  • Average Household Income in New Jersey: $71,637
  • Number of Deaths Per Year in New Jersey: 71,403

Top Five Cities in New Jersey:

  • Newark: 277,140
  • Jersey City: 247,597
  • Paterson: 146,199
  • Elizabeth: 124,969
  • Edison: 102,548


Sample Whole Life Insurance Quotes for Senior Citizens in New Jersey

These are some of the whole life insurance rates that we recently found for a 62-year-old female who is a New Jersey resident and who does not use tobacco:

  • $10,000: $38.02
  • $15,000: $55.94
  • $25,000: $91.76


Life Insurance for Seniors in the State of New Jersey

We have compiled information from all of the best life insurance companies to help you find a quote. These are some of the companies that we work with:

  • Mutual of Omaha
  • Globe Life
  • Aetna
  • AARP

Whether you want to avoid health questions or not, we can help you find cheap coverage. Enter your information into our tool, and you can find cheap, reliable life insurance and can start your application today.We can even help you get quotes on life insurance for seniors over 80.