Life Insurance for Seniors in South Dakota

Seniors who do not have life insurance are taking a big risk. You don’t know if something unexpected might happen to you, and you don’t want to leave your family to handle the burden of your expenses. Luckily, our tool will help you find a guaranteed acceptance life insurance policy so that you can fill out an application right away.

South Dakota: Final Expenses

You might have thought about outstanding car loans, medical bills, credit card debts and other debts that your family will be left responsible for if you pass away. You also have to think about how much it will cost for a burial and funeral service or a cremation. None of these things are cheap:

  • Funeral Expenses: $7,000+
  • Cremation Expenses: $950+

You probably do not want to leave your loved ones to handle all of these costs, especially while they are mourning your death. However, this could be exactly what will happen if you don’t invest in whole or term life insurance for seniors. You will obviously need to shop around to find the best rates, but our online tool will allow you to compare quotes with ease.

South Dakota’s Stats at a Glace


  • Total Deaths of South Dakota Residents in 2014: 7,500
  • Age-Adjusted Mortality Rate in South Dakota: 709.9 per 1,000
  • South Dakota’s Average Annual Income: $48,321

South Dakota’s Five Most Heavily-Populated Cities:

  • Sioux Falls: 164,676
  • Rapid City: 70,812
  • Pine Ridge Indian Reservation: 28,700
  • Aberdeen: 27,333
  • Brookings: 22,943

Don’t worry if you don’t live in one of these bigger cities. We help South Dakota residents just like you to find coverage all the time, and we’re certain that you’ll find a good option for yourself or your elderly parents.

A Few Sample Whole Life Insurance Quotes for a Senior in the State of South Dakota

Life insurance rates are affected by a few things:

  • Willingness to Answer Health Questions or Submit to a Health Exam
  • Answers to Health Questions or Results of Health Exam
  • Tobacco Use
  • Age
  • State of Residence
  • Gender

These are the numbers we pulled up when we used our tool to find rates for a 62-year-old woman who does not use tobacco:

  • $10,000: $62.31
  • $15,000: $92.16
  • $25,000: $151.86


Start Your Online Search Now for Life Insurance for Seniors or Seniors Over 80 in South Dakota

These are some of many companies that we work with, so give our tool a try to find coverage today.

  • Colonial Penn
  • TransAmerica
  • Gerber